The NCA for Credit Providers

Course Overview

The National Credit Act (NCA) is the cornerstone of responsible lending and borrowing in South Africa. This course is designed specifically for credit providers—whether you’re starting out or operating a fully registered microfinance business—to ensure you understand and apply the NCA correctly in every aspect of your business.

In this practical and easy-to-follow course, we will break down the core principles, obligations, and compliance requirements of the NCA. From registration with the National Credit Regulator (NCR) to conducting affordability assessments and managing collections lawfully, this course gives you the tools you need to operate both legally and profitably.

Whether you are a lender, admin staff member, or aspiring consultant in the credit industry, this course will help you build a solid foundation in compliance and responsible credit practices.

What You’ll Learn

• ✔️ Understand the purpose and scope of the National Credit Act
• ✔️ Learn who needs to register as a credit provider and how to do it
• ✔️ Master your responsibilities under the NCA, including affordability assessments and disclosure
• ✔️ Explore prohibited practices, reckless lending, and consumer rights
• ✔️ Know what to expect during an NCR compliance visit
• ✔️ Learn how to align your agreements, statements, and processes with NCA requirements

Course Featurest

Downloadable Resources
Templates, forms, and PDF guides

Community Support
Join our exclusive group to network & ask questions